Thursday, July 21, 2022
HomeBudgetAre you ready for dengue fever?

Are you ready for dengue fever?

In case you missed the information, Singapore has been declared to be in an “emergency part” because of the steep rise within the variety of circumstances for dengue fever. In case you get bitten, be sure you’re already coated by your insurer (or join dengue cowl to get protected without spending a dime) and observe the next prevention steps in your house.

Final month, our Minister of State for Dwelling Affairs warned that Singapore had reached an “emergency part”, given the steep improve within the variety of circumstances on a weekly foundation.

The present variety of dengue circumstances has exceeded 15,000 – with 378 clusters and 139 dengue-alert areas categorised by NEA* as pink hazard zones. That features my property 🙁

*Numbers correct as of 27 June. Verify the most recent updates from NEA right here.

Whereas the signs of dengue are just like the frequent flu, the most important tell-tale indicators are rashes, bleeding and/or bruising even from mild knocks or bumps. It’s because dengue causes your platelet rely to drop, which impacts your pure blood-clotting talents.

Picture supply: Mount Elizabeth Hospital

For some folks, getting bitten might ultimately end in hospitalisation. By now, you will have already seen the unlucky information about the 82-year-old girl who efficiently evaded COVID-19 in the course of the pandemic however ultimately succumbed to dengue. The vital part is usually from Day 3 – 6 of the sickness (though precise development timelines might differ), the place even when your fever begins to subside, your platelet rely might actually be dropping considerably.

Beforehand, when my father-in-law was stricken with dengue, he needed to go to the physician commonly for blood assessments and was instructed that if his platelet rely dropped too low (underneath 80k per ml), he would require hospitalization. For reference, regular ranges are round 150k to 450k per ml. That’s as a result of with a diminished blood clotting potential, the physique can go into shock, inner bleeding, organ failure and even loss of life.

And in case you suppose you’re immune this time since you received it earlier than, that might not be the case as a result of there are 4 totally different serotypes (aka. strains) of dengue virus: DENV-1, DENV-2, DENV-3 and DENV-4. Though recovering from one serotype typically supplies lifelong immunity in opposition to it, this doesn’t lengthen to the opposite serotypes, that means that a person can doubtlessly be contaminated with dengue as much as 4 occasions.

The present dominant serotype circulating in Singapore proper now could be DENV-3, which was beforehand unusual and thus much less immunity inside our inhabitants in opposition to it. In any case, previous to 2020, DENV-3 was not the dominant serotype throughout earlier main dengue outbreaks within the final 3 a long time. 

How a lot might dengue price?

For gentle circumstances, you’ll solely want to fret about the price of blood assessments and session charges – this may be anyplace between $20 for a seek the advice of to $120 (if a blood take a look at is required) by way of the general public route (additionally is dependent upon how a lot your physician expenses).

Nevertheless, if you find yourself in hospital, the payments can climb greater. For a latest affected person, her medical payments crossed $126,000 final month on account of hospitalisation and rehab charges.

After all, not all circumstances might price that a lot. In response to AIA Singapore, they paid out over $200,000 in claims for dengue fever prices within the 12 months 2020 (which was the final main dengue outbreak). The precise prices incurred will in the end rely in your physique, your present well being situations and the way the an infection progresses as nicely.

After all, the excellent news is that you just don’t need to bear the medical payments by your self, as dengue fever is a situation which you can doubtlessly declare out of your insurance coverage.

Ensure you can declare out of your insurance coverage

In the event you haven’t already accomplished so, please verify in case your insurance coverage covers you for dengue fever. Most complete private accident plans – corresponding to AIA’s Solitaire PA – ought to cowl it, however not all do, so verify your T&Cs to make sure.

In the event you want protection in opposition to dengue fever, you may get it now without spending a dime (for a restricted time solely).

In AIA’s case, their newest no-cost dengue cowl plan supplies for:

  • $1,000 hospitalisation revenue profit on account of dengue fever*
  • $100 non-hospitalisation profit upon prognosis with dengue fever^
  • $10,000 lump sum loss of life profit on account of accident or dengue fever^

* Word: Minimal 6-hour hospital keep is required
^A ready interval of 10 days applies for dengue fever earlier than this profit will likely be payable. Dengue should be identified in Singapore by a Registered Medical Practitioner.

The coverage is fairly easy, however you too can learn the complete listing of T&Cs right here.

My husband and I’ve already signed up for ours. Hurry, get yours right here right this moment.

Forestall dengue at house by practising B-L-O-C-Okay and S-A-W

With most of us on a hybrid work association lately, you wouldn’t need your own home to be a breeding floor for the Aedes mosquitoes, so be sure you observe B-L-O-C-Okay a minimum of as soon as each few days.

All of the beneath pictures are sourced from NEA.

And in case you’re dwelling in a pink zone (like I’m) which implies there’s a excessive inhabitants of Aedes mosquitoes in your space, attempt practising S-A-W to forestall your self from being bitten.

In my family, we additionally use an electrical mosquito bat to swat these pesky mosquitoes at any time when we see them! Most provision outlets promote it, but when not, you too can order on-line.

I additionally stick mosquito repellent patches on my children at any time when they head out! Whereas it isn’t 100% efficient, nevertheless it does assist to discourage (or cut back) the variety of bites they’d in any other case have gotten with out the stickers.

Forestall AND defend. That’s the very best we are able to do.

To assist Singaporeans within the struggle in opposition to dengue, AIA is giving freely FREE dengue cowl, restricted to the primary 100,000 insurance policies solely. The coverage protects you and your family members (as much as a most of seven dependents) till 31 August 2022.

Signal as much as be protected in opposition to dengue fever for FREE right here by 31 July 2022.

In the event you’ll like extra, you too can meet up with an AIA Monetary Companies Guide for a evaluate (by 31 August) and obtain a complimentary $10 GrabFood voucher.

T&Cs apply. Protected as much as specified limits by SDIC. This commercial has not been reviewed by the Financial Authority of Singapore. The insurance coverage are underwritten by AIA Singapore Non-public Restricted (Reg. No. 201106386R ("AIA"). All insurance coverage purposes are topic to AIA's underwriting and acceptance. You might be suggested to learn the coverage contracts for the exact phrases and situations of those plans, together with exclusions whereby the advantages underneath these plans might not be paid out.  



Please enter your comment!
Please enter your name here

Most Popular

Recent Comments